Bay City FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Bay City, Michigan.

Featured Foreclosure Listings in Bay City, MI

Bay City Home Foreclosure Listing ID: 2051442

Foreclosure

Bay City, MI - 48708

6 Bd | 3 Ba | $39,900.00

Bay City Home Foreclosure Listing ID: 2057762

Foreclosure

Bay City, MI - 48706

3 Bd | 1 Ba | $42,800.00

Bay City Home Foreclosure Listing ID: 2055114

Foreclosure

Bay City, MI - 48706

2 Bd | 1 Ba | $49,900.00

Bay City Home Foreclosure Listing ID: 2055115

Foreclosure

Bay City, MI - 48706

3 Bd | 2 Ba | $59,900.00

Bay City Home Foreclosure Listing ID: 2055117

Foreclosure

Bay City, MI - 48708

3 Bd | 2 Ba | $106,400.00

Total: 34
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
3 Photos
E SMITH ST Bay City MI 48706 Foreclosures 7 3 $16,000.00 Details
2
1 Photo
N VAN BUREN ST Bay City MI 48708 Foreclosures 3 2 $13,900.00 Details
3
12 Photos
DOREY DR Bay City MI 48706 Foreclosures 3 1.5 $69,000.00 Details
4
1 Photo
S ERIE ST Bay City MI 48706 Foreclosures 3 2 $59,900.00 Details
5
1 Photo
FREMONT ST Bay City MI 48708 Foreclosures 4 2 $26,900.00 Details
6
8 Photos
BROADWAY ST Bay City MI 48708 Foreclosures 6 3 $39,900.00 Details
7
1 Photo
S WENONA ST Bay City MI 48706 Foreclosures 2 1 $49,900.00 Details
8
2 Photos
BOY SCOUT RD Bay City MI 48706 Foreclosures 4 2 $69,900.00 Details
9
1 Photo
CENTER AVE Bay City MI 48708 Foreclosures 5 4 $271,040.00 Details
10
5 Photos
N TRUMBULL ST Bay City MI 48708 Foreclosures 2 1 $37,179.00 Details
11
5 Photos
N BIRNEY ST Bay City MI 48708 Foreclosures 2 1 $19,000.00 Details
12
3 Photos
18TH ST Bay City MI 48708 Foreclosures 6 3 $39,900.00 Details
13
1 Photo
ADA DR Bay City MI 48706 Foreclosures 3 1 $33,000.00 Details
14
9 Photos
N ERIE ST Bay City MI 48706 Foreclosures 3 1 $42,800.00 Details
15
10 Photos
S ARBOR ST Bay City MI 48706 Foreclosures 4 2 $32,000.00 Details
16
1 Photo
N DEAN ST Bay City MI 48706 Foreclosures 3 1.5 $99,900.00 Details
17
1 Photo
S TUSCOLA RD Bay City MI 48708 Foreclosures 3 2 $106,400.00 Details
18
4 Photos
S BIRNEY ST Bay City MI 48708 Foreclosures 3 1 $31,000.00 Details
19
1 Photo
S VAN BUREN ST Bay City MI 48708 Foreclosures - 1 $43,000.00 Details
20
7 Photos
GIES ST Bay City MI 48706 Auctions 2 1 - Details
About our Listings

How to Buy Bay City Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Bay City, MI starts with finding listings. By browsing Bay City foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Bay City, MI.

>> See more info about how to Buy foreclosures

How to Invest in Bay City Foreclosures

How to invest foreclosure

Bay City foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Bay City real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Bay City foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Bay City foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Bay City

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Bay City will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Bay City, MI. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Bay City apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Michigan Foreclosure Laws

Foreclosure law

Michigan real estate foreclosures generally are non-judicial foreclosures, meaning that real estate brokers are allowed to pursue a foreclosure on a homeowner in default without first getting a court approval. Before distressed properties in Michigan can be sold as foreclosure houses, a lender must issue a Notice of Default and give the homeowner 60 days to pay their debt. After that time, a sale can be scheduled for no less than 21 days in the future. If a home does not sell at auction, the lender takes control of the property; these are known as Michigan REO properties.

Bay City Banks Foreclosures

Bank Foreclosure

Bay City bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Bay City, MI are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Bay City bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Bay City Michigan to be similar to buying from an agent. Check our Bay City bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Bay City Government Foreclosures

Government Foreclosure

Bay City Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Bay City MI are another popular type of foreclosure, as are VA foreclosures in Bay City, which are available from the Veterans Affairs Department for especially great deals. Check our Bay City government foreclosure listings.

>> See more info about govermment foreclosures

Bay City Pre-Foreclosures

Foreclosure

PreForeclosures in Bay City are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Bay City Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Bay City Foreclosure Auctions

Foreclosure Auction

Most Bay City foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Bay City, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Bay City, MI. We offer a comprehensive Bay City foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Bay City, Michigan

Find Home Foreclosure Listings in Bay City, MI

Bay City foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Bay City, MI and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Bay City Michigan, best affordable foreclosure condo in Bay City, cheap apartments for sale, bargain foreclosed homes for sale in Bay City, MI and earn huge savings on the homes YOU want to buy!

Our Bay City Foreclosure Lists

You can find Bay City foreclosure homes for sale which you can buy for living or investment. Simply click through our Bay City foreclosure home listings to find government foreclosures and bank owned homes in Bay City area. If you're searching for a deep discount or low prices on real estate then searching our Bay City foreclosure lists for homes foreclosure for sale or short sale listing in Bay City is your answer. Our up-to-date Bay City short sale listings provide the latest investing opportunities on affordable Bay City bank owned property listings, government pre foreclosure lists, Bay City banrkuptcy homes and Bay City HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Bay City, you should have little trouble finding the cheapest deal on a foreclosed home in Bay City, Michigan.

You can also search Pinconning foreclosure listings and Essexville foreclosure listings for more properties in the neighboring area.



Bay City, MI

As of 2011, Bay City's population is 33,696 people. Since 2000, it has had a population growth of -8. 56 percent. The median home cost in Bay City is $75,500. Home appreciation the last year has been 2. 03 percent. Compared to the rest of the country, Bay City's cost of living is 19. 20% Lower than the U. S. average. Bay City public schools spend $4,790 per student. The average school expenditure in the U. S. is $5,678. There are about 21. 2 students per teacher in Bay City. The unemployment rate in Bay City is 11. 60 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Bay City jobs have Increased by 0. 10 percent. Average Commute time is 21 minutes. The National Average is 28 minutes.

Peoplebay-city, miUS
Population33,696307,829,557
Pop Density3,22187
Pop Change-8.56%9.34%
Median Age37.936.6
Households14,320116,329,167
Household Size2.312.58
Male Population48.51%49.31%
Female Population51.49%50.69%
Married Population43.67%47.15%
Single Population56.33%52.85%
Estimated Households By Household Incomebay-city, miUS
Income Less Than 15k19.90%12.10%
Income Between 15k And 25k16.34%10.18%
Income Between 25k And 35k15.80%10.56%
Income Between 35k And 50k16.75%14.98%
Income Between 50k And 75k16.37%19.53%
Income Between 75k And 100k7.14%12.52%
Income Between 100k And 150k5.77%12.14%
Income Between 150k And 250k1.01%3.91%
Income Between 250k And 500k0.75%3.34%
Income Greater Than 500k0.17%0.75%
Economybay-city, miUS
Unemployment Rate11.60%9.10%
Recent Job Growth0.10%-0.12%
Future Job Growth28.60%31.25%
Sales Taxes6.00%6.80%
Income Taxes4.35%6.25%
Income Per Cap$19,442$27,067
Household Income$33,555$52,954
Housingbay-city, miUS
Median Home Age71.635.1
Median Home Cost$75,500$175,100
Home Appreciation2.03%-3.15%
Homes Owned62.05%59.90%
Housing Vacant8.63%10.37%
Homes Rented29.32%29.73%
Property Tax Rate$15.08$11.20
Owner Occupied Housing Units By Valuebay-city, miUS
Less Than 20k2.37%2.65%
20k To 399997.70%3.76%
40k To 5999917.03%4.99%
60k To 7999926.94%6.01%
80k To 9999924.46%7.27%
100k To 14999915.86%19.24%
150k To 1999992.81%14.67%
200k To 2999991.99%18.09%
300k To 3999990.41%9.14%
400k To 4999990.39%4.94%
500k To 7499990.03%5.42%
750k To 9999990.01%2.03%
1kk Or More0.00%1.77%
Educationbay-city, miUS
School Expend$4,790$5,678
Pupil Teacher Ratio21.214.9
Students Per Librarian1080803
Students Per Counselor672513
2 Yr College Grad9.21%7.47%
4 Yr College Grad11.13%17.42%
Graduate Degrees6.06%10.12%
High School Grads86.03%84.72%
Crimebay-city, miUS
Violent Crime64
Property Crime54
Housing Units By Year Structure Builtbay-city, miUS
1999 To 20052.11%13.71%
1995 To 19980.90%8.54%
1990 To 19940.73%5.77%
1980 To 19893.01%13.87%
1970 To 19796.23%16.17%
1960 To 19696.93%11.70%
1950 To 195916.67%11.08%
1940 To 194911.88%6.02%
1939 Or Earlier51.53%13.15%

Table Information